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Educators Insurance Blog Page 2

View the latest blog posts from Educators Insurance.

Friday, June 28, 2019

Does Homeowners Insurance Cover Bed Bugs

A bed bug is about the size of an apple seed. Even though they are so small, they are damaging and dangerous pests that can be very hard to get rid of. If you have bed bugs, your first step should be to speak to an exterminator. Then, learn about the options for ridding your home of them. READ MORE >>

Monday, April 15, 2019

How to help prevent clothes dryer fires

Clothes dryer fires can happen when lint from your laundry builds up in the dryer or in the exhaust duct itself. If lint blocks the air flow, it can cause heat to build up, resulting in a fire. In fact, according to the U.S. Consumer Producer Safety Commission, dryer fires account for about 15,600 fires each year. READ MORE >>

Wednesday, March 6, 2019

Tips for Preventing Frozen Pipes

Winter in New England comes with snow, ice and other weather that isn’t so nice - like extremely cold temperatures. When temperatures drop, pipes in your home are more likely to freeze. Frozen pipes are a top risk of property damage when the temperature drops, especially in homes that are more than 20 years old. READ MORE >>

Wednesday, January 30, 2019

Staying warm - and safe - this winter

As winter kicks into full gear and the snow is building up outside, you may be looking forward to staying cozy and warm indoors. But did you know that half of all home heating fires occur in December, January and February? Home fires caused by heating equipment account for about 15% of all reported home fires each year. READ MORE >>

Tuesday, December 11, 2018

Prepare your home for winter

Winter is right around the corner. That usually means skiing, hot cocoa and lots of snow and ice. Before winter weather hits, it’s important to get your home ready to withstand the harsh conditions. Making home maintenance a priority beforehand can help identify potential problems early and reduce the chance of an insurance claim in the future. READ MORE >>

Wednesday, November 7, 2018

When being a safe driver is not enough

Nearly one in eight U.S. drivers was uninsured in 2015, putting insured drivers at greater risk in the event of an auto accident, according to a new study. If you get into a crash caused by an uninsured or underinsured driver, you may be on the hook for medical bills if you are injured, or repair costs if your vehicle is damaged. READ MORE >>

Monday, July 16, 2018

Million-dollar peace of mind

Approximately 15 million civil lawsuits are filed every year. So, if you have a paycheck, then you should have umbrella insurance. An umbrella policy kicks in where your homeowners and auto polices leave off, providing you with extra protection and peace of mind should the unexpected happen and you find yourself with a claim or lawsuit filed against you. READ MORE >>

Tuesday, May 29, 2018

Understanding the difference between your home's market value versus replacement cost

Your home is where you sleep, where you feel the safest and where you keep your valuables and personal belongings. Yet more than half of homes in the U.S. are underinsured according to estimates by Marshall & Swift/Boeckh. READ MORE >>

Tuesday, March 20, 2018

Accident? We believe in second chances.

We all make mistakes, and sometimes even the safest drivers may get into an accident or two. With second chance accident forgiveness coverage, your first surchargeable accident in any 36-month period will be forgiven. READ MORE >>

Tuesday, February 20, 2018

Coverage to consider when buying a new car

You may have purchased a new car this past weekend. According to Consumer Reports, Presidents Day weekend is one of the best weekends to buy a car, with dealers offering steep discounts and deals. Remember, with a new or new-to-you car there is a need for a new auto insurance policy. READ MORE >>

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