Share | |

Educators Insurance Blog Page 3

View the latest blog posts from Educators Insurance.

Tuesday, December 31, 2019

Understanding the 80% Rule for Homeowners Insurance

Insurance is a confusing business with multiple facets, rules and nuances. Home insurance is one necessity that has more complicated rules. When considering an insurance policy, it’s important to understand the 80% rule in home insurance. In some instances, insurance companies won’t cover the entire cost of damages caused by covered perils. READ MORE >>

Wednesday, November 20, 2019

Is Insurance More Expensive For Older Cars?

Older cars have more breakdowns. As such, need more repairs and maintenance, and there's always the worry that they might not get you from point A to point B. The good news is that, while they may cost you a little more at the repair shop, they tend to cost less when it comes to auto insurance. READ MORE >>

Monday, November 11, 2019

Tips for hosting a holiday party

With the holidays approaching, you may be planning to have guests at your home. When you’re preparing the food, the music, and the decorations, be sure guest safety is also part of the plan. There are things you can do to help ensure your holiday party is festive, fun and safe, including: READ MORE >>

Monday, September 30, 2019

Protecting Your Roof from Damage

Your roof goes through a lot. Rain, wind, snow, ice, hot, cold - it’s the shield that protects the rest of your home from the elements. But even shields aren’t invincible. It’s no secret that your roof will need repairs or replacements periodically, but with some extra love, you can help your roof stay stronger for longer. READ MORE >>

Wednesday, July 31, 2019

Is Increasing Your Auto Deductible the Right Thing to Do?

When you choose your car insurance policy, you’ll likely see that you have a choice of deductibles. In some cases, you will even be able to choose several. Deductibles represent your own obligation to pay for vehicle damage or related losses. Therefore, you need to choose one that you can pay easily, without a significant out-of-pocket loss. READ MORE >>

Friday, June 28, 2019

Does Homeowners Insurance Cover Bed Bugs

A bed bug is about the size of an apple seed. Even though they are so small, they are damaging and dangerous pests that can be very hard to get rid of. If you have bed bugs, your first step should be to speak to an exterminator. Then, learn about the options for ridding your home of them. READ MORE >>

Monday, April 15, 2019

How to help prevent clothes dryer fires

Clothes dryer fires can happen when lint from your laundry builds up in the dryer or in the exhaust duct itself. If lint blocks the air flow, it can cause heat to build up, resulting in a fire. In fact, according to the U.S. Consumer Producer Safety Commission, dryer fires account for about 15,600 fires each year. READ MORE >>

Wednesday, March 6, 2019

Tips for Preventing Frozen Pipes

Winter in New England comes with snow, ice and other weather that isn’t so nice - like extremely cold temperatures. When temperatures drop, pipes in your home are more likely to freeze. Frozen pipes are a top risk of property damage when the temperature drops, especially in homes that are more than 20 years old. READ MORE >>

Wednesday, January 30, 2019

Staying warm - and safe - this winter

As winter kicks into full gear and the snow is building up outside, you may be looking forward to staying cozy and warm indoors. But did you know that half of all home heating fires occur in December, January and February? Home fires caused by heating equipment account for about 15% of all reported home fires each year. READ MORE >>

Tuesday, December 11, 2018

Prepare your home for winter

Winter is right around the corner. That usually means skiing, hot cocoa and lots of snow and ice. Before winter weather hits, it’s important to get your home ready to withstand the harsh conditions. Making home maintenance a priority beforehand can help identify potential problems early and reduce the chance of an insurance claim in the future. READ MORE >>

First