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Educators Insurance Blog: home insurance

View the latest blog posts from Educators Insurance.

Clothes dryer fires can happen when lint from your laundry builds up in the dryer or in the exhaust duct itself. If lint blocks the air flow, it can cause heat to build up, resulting in a fire. In fact, according to the U.S. Consumer Producer Safety Commission, dryer fires account for about 15,600 fires each year. READ MORE >>

Winter in New England comes with snow, ice and other weather that isn’t so nice - like extremely cold temperatures. When temperatures drop, pipes in your home are more likely to freeze. Frozen pipes are a top risk of property damage when the temperature drops, especially in homes that are more than 20 years old. READ MORE >>

As winter kicks into full gear and the snow is building up outside, you may be looking forward to staying cozy and warm indoors. But did you know that half of all home heating fires occur in December, January and February? Home fires caused by heating equipment account for about 15% of all reported home fires each year. READ MORE >>

Your home is where you sleep, where you feel the safest and where you keep your valuables and personal belongings. Yet more than half of homes in the U.S. are underinsured according to estimates by Marshall & Swift/Boeckh. READ MORE >>

Planning a vacation takes hard work — and you deserve that relaxation time! A little extra preparation before your trip will leave you worry-free while your home is vacant. Check these three things off your list before you leave: A telltale sign that a home is vacant – no lights on in the evening. READ MORE >>

How much do you love your jewelry? Your wedding bands may be the pride of your life. You may have inherited your great-grandmother’s diamond earrings and necklace. These items are likely some of your most precious possessions. Jewelry is also some of the most valuable property someone can have in their home. READ MORE >>

When it comes time to buy a home insurance policy, you may be focused in on how much your home is worth. That’s a good place to start, but it does not represent the total value of your policy. In fact, you’ll need to take a close look at what you own to ensure your new plan offers plenty of protection for everything, including your electronics. READ MORE >>

The onset of colder weather can be tough on your home, making fall a great time to make some preparations. Spending a weekend to prep your home now can save some trouble down the road. And fortunately, many of these tasks can easily be done yourself. Here are a few pointers to help you get started. READ MORE >>

Everyone has the 4th of July and Memorial Day marked on their summer calendars, but our agency is just as excited for National Insurance Awareness Day on June 28th. Though insurance may not be the most exciting topic, it is vitally important for both your personal and professional life. READ MORE >>

Summertime and backyard barbecues go hand in hand and while millions of Americans safely enjoy them every year, accidents do happen. A majority of grill fires are not caused by the people utilizing them but by a malfunction of the gas grills themselves. READ MORE >>

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