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Educators Insurance Blog

View the latest blog posts from Educators Insurance.

Wednesday, September 21, 2022

Engagement Rings and Homeowners Insurance

Like many people, you have spent hours planning how you will ask a question that will change your life. You two have dated for a while and you know that tonight is the night. You pick her up as usual to go out to dinner. You are going to a restaurant where you went for your first date. READ MORE >>

Thursday, August 11, 2022

Insurance for Class C Recreational Vehicles

Protecting your RV is one of the most important decisions you can make as a recreational vehicle owner. After all, you’ve invested heavily in your RV, and you may even have a loan on it. Yet, many operators do not have specific RV insurance that’s aligned with the type of vehicle they own. READ MORE >>

Wednesday, July 6, 2022

Reducing Workers Compensation Claims At Your Retail Location

Retail property owners have a wide range of opportunities available to them to reduce workers’ compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. READ MORE >>

Thursday, June 2, 2022

Does Your Household Need Umbrella Insurance?

As a homeowner, it’s your responsibility to maintain safety on your property—both for your family and for visitors. If a guest is injured in your home, you could be held responsible for the damages. This is especially true if the injury occurred because you failed to perform necessary maintenance or repairs. READ MORE >>

Friday, May 6, 2022

Understanding Flood Insurance as Spring Approaches

Flooding is an extremely invasive and damaging occurrence in any home. It might result in significant property damage and possession losses. You don’t want to face financial concerns when trying to repair or rebuild a flooded home. Therefore, it’s best to invest in flood insurance. READ MORE >>

Tuesday, April 12, 2022

When Renting Makes More Sense than Buying

Most people dream of owning a home, and most of the time it's a great investment if you buy when prices are low. However buying a home doesn't have to be on your priority list, especially for young adults who are fresh out of college and starting to build their career. READ MORE >>

Friday, March 11, 2022

Condo Insurance 101

You might think that home and condo insurance are similar, but there are many differences. Most condos don’t have backyards or basements. You own everything within your condo, and ownership of the rest of the complex is usually shared between all condo owners. READ MORE >>

Monday, February 7, 2022

How to Save on Home Insurance

Home insurance is required if you have a mortgage on your home, but that does not mean you can’t find ways to save money on your homeowners insurance policy. Here are several ways you can pay a lower price for great coverage. 1. Ask. You never really know until you ask, right? READ MORE >>

Thursday, January 20, 2022

Managing Worker’s Compensation Claims Over State Lines

States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. READ MORE >>

Friday, January 14, 2022

3 Tips To Save Money On Auto Insurance

When we think about auto insurance, we tend to think about it in terms of fixed rates. Your premium may change every six months when your policy renews, but the general formula likely seems the same. It's these assumptions that lead countless drivers to pay too much for coverage. READ MORE >>