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Educators Insurance Blog

View the latest blog posts from Educators Insurance.

Monday, February 15, 2021

Cash Value Homeowners Insurance

Protecting your biggest investment—your home—is crucial, but it can also be costly. If you are considering buying a house but are worried about expensive premiums, you may want to consider a more affordable cash-value policy. How It Works READ MORE >>

Tuesday, January 26, 2021

How Does Age Impact Your Auto Insurance Premiums?

Getting older is not something you can avoid, and as much as you might not notice it day to day, it will begin to catch up with you. As wonderful as it is to reach another milestone birthday, age also has its drawbacks. One that many people don’t think about is its impact on your auto insurance eligibility and premiums. READ MORE >>

Thursday, December 31, 2020

Why Fire Alarms Will Lower Home Insurance Premiums

No home, anywhere, is immune to fire risks. A house fire might arise at any time, triggered by anything from a kitchen accident to a problem in your home’s wiring. However, the results will always be costly, no matter how severe the fire might be. READ MORE >>

Monday, November 30, 2020

Why Older Cars Still Need Car Insurance

Why Older Cars Still Need Car Insurance If you don’t have the appropriate car insurance, then you might be opening yourself up to a lot of costly liabilities if you ever experience a wreck or other driving hazard. Your policy isn’t meant to protect just the car itself. READ MORE >>

Thursday, October 29, 2020

How Does a Home Insurance Deductible Work?

If you are buying a new home, you may wonder how a deductible actually works for home insurance. In short, a home insurance deductible is a set amount you must pay before receiving compensation for a home insurance claim. Say your insured home is hit by heavy storms. READ MORE >>

Wednesday, September 23, 2020

Can You Go to Jail for Not Having Car Insurance?

Car insurance requirements are determined by the states, so the legal repercussions also vary per state. In general, drivers don’t have to worry about going to jail over not carrying car insurance unless involved in certain circumstances, such as if you cause a major accident while driving without insurance. READ MORE >>

Friday, August 28, 2020

Why Did My Home Insurance Premiums Go Up if I Didn’t File a Claim?

There are many factors that can influence your home insurance rate and cause unexpected changes, even if you don’t file a claim. A huge reason your home insurance costs may go up is changes to the home. Renovations and upgrades can raise the value of your home, meaning you need more insurance to cover it in case of a disaster. READ MORE >>

Friday, July 17, 2020

Why Tire Tread Matters

If you look at your car’s tires, then you might notice the grooves and patterns that line the tire where it touches the road. This is a tire’s tread, and it is not just for show. Tread goes a long way towards protecting your vehicles stability, control surfaces and ease of operations. READ MORE >>

Wednesday, July 8, 2020

Understanding Home Insurance Terminology

To any new homeowner, home insurance can be confusing and intimidating. There are hundreds of insurance providers offering policies, but comparing quotes and coverages means little when the jargon is hard to understand. READ MORE >>

Thursday, March 26, 2020

Protecting Your Car in the Spring

As spring starts with gusto, many new dangers arise for your car. Pollen brings allergies, but it also brings acidity that can rub the paint from your car. Although you don’t have to deal with a ton of snow and ice like in winter, you should prepare for threats that spring poses. Inspect Your Vehicle READ MORE >>