Motorcycle Insurance in Worcester, MA
Motorcycles can provide a unique sense of freedom that other vehicles can’t. Motorcycle insurance can help financially protect you and your bike in the event of an accident or other unexpected incidents.
What Is Motorcycle Insurance?
Much like an auto insurance policy, motorcycle insurance is a contract between you and your insurer that offers financial protection in the event of damage, injury, or liability involving your motorcycle. While offering similar coverages to auto insurance, these policies address the specific needs and risks of owning a motorcycle.
What Does Motorcycle Insurance Cover?
Typical motorcycle insurance policies include the following coverages:
- Collision coverage can help with damage to your motorcycle in the event of an accident, regardless of fault.
Comprehensive coverage covers non-collision events like theft, weather damage, or vandalism.
- Liability coverage can help with bodily injury and property damage to others in an accident.
- Uninsured/underinsured motorist coverage can assist if you’re hit by a driver with insufficient or no insurance coverage.
- Medical payments coverage can help cover medical expenses for you and your passengers in the event of an accident.
Other add-ons, such as roadside assistance and accessory coverage, may be available to you.
How Much Does Motorcycle Insurance Cost?
Your policy premium may be based on the following criteria:
- Your age
- Your riding history
- The type of motorcycle
- The value of the motorcycle
- Where you store your motorcycle
Get a Personalized Quote
Contact Educators Insurance Agency today for more information on motorcycle insurance and a personalized quote. We can help riders in Worcester, MA find the right coverage for their needs and budget.