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Educators Insurance Blog: homeowners

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Insurance is a confusing business with multiple facets, rules and nuances. Home insurance is one necessity that has more complicated rules. When considering an insurance policy, it’s important to understand the 80% rule in home insurance. In some instances, insurance companies won’t cover the entire cost of damages caused by covered perils. READ MORE >>

A bed bug is about the size of an apple seed. Even though they are so small, they are damaging and dangerous pests that can be very hard to get rid of. If you have bed bugs, your first step should be to speak to an exterminator. Then, learn about the options for ridding your home of them. READ MORE >>

Your home is where you sleep, where you feel the safest and where you keep your valuables and personal belongings. Yet more than half of homes in the U.S. are underinsured according to estimates by Marshall & Swift/Boeckh. READ MORE >>

During the spring, excess precipitation poses a high flood risk to many areas of your home, especially your basement. It’s critical to protect your home during times of adverse weather, and different types of insurance can help properly protect your home and valuables. READ MORE >>

When you live in a cold climate, you know that winter presents various dangers if you’re exposed to the elements for too long. Well, the same goes for animals. Your pets will need special care when the temperature drops to below freezing. READ MORE >>

Winter is coming. For those who live in cold climates, saving on heating costs has become as critical as saving on cooling costs is in the summertime. Some measures that help conserve heat on frosty days will also help make it easier to cool a house on hot days. READ MORE >>

Buying your first house can be an overwhelming process if you don’t know where to start. As always, the more you know, the better prepared you will be. Here are 4 tips to help get you started: Check your credit: Request a free credit report before you begin house hunting. READ MORE >>

Whether you’re reading the news, sharing photos with family and friends or researching your next vacation destination, information is being shared across the web. While browsing the internet, there are some basic measures you can take to protect your private information. READ MORE >>

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