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Educators Insurance Blog

View the latest blog posts from Educators Insurance.

Wednesday, September 23, 2020

Can You Go to Jail for Not Having Car Insurance?

Car insurance requirements are determined by the states, so the legal repercussions also vary per state. In general, drivers don’t have to worry about going to jail over not carrying car insurance unless involved in certain circumstances, such as if you cause a major accident while driving without insurance. READ MORE >>

Friday, August 28, 2020

Why Did My Home Insurance Premiums Go Up if I Didn’t File a Claim?

There are many factors that can influence your home insurance rate and cause unexpected changes, even if you don’t file a claim. A huge reason your home insurance costs may go up is changes to the home. Renovations and upgrades can raise the value of your home, meaning you need more insurance to cover it in case of a disaster. READ MORE >>

Friday, July 17, 2020

Why Tire Tread Matters

If you look at your car’s tires, then you might notice the grooves and patterns that line the tire where it touches the road. This is a tire’s tread, and it is not just for show. Tread goes a long way towards protecting your vehicles stability, control surfaces and ease of operations. READ MORE >>

Wednesday, July 8, 2020

Understanding Home Insurance Terminology

To any new homeowner, home insurance can be confusing and intimidating. There are hundreds of insurance providers offering policies, but comparing quotes and coverages means little when the jargon is hard to understand. READ MORE >>

Thursday, March 26, 2020

Protecting Your Car in the Spring

As spring starts with gusto, many new dangers arise for your car. Pollen brings allergies, but it also brings acidity that can rub the paint from your car. Although you don’t have to deal with a ton of snow and ice like in winter, you should prepare for threats that spring poses. Inspect Your Vehicle READ MORE >>

Friday, March 20, 2020

IMPORTANT INFORMATION REGARDING COVID-19

With the ongoing COVID-19 situation happening around the world, we recognize that this is an unprecedented time for everyone – particularly our valued educators. Our thoughts are with each one of you during this time. READ MORE >>

Wednesday, February 26, 2020

Safeguarding Your Home Against Tornadoes

Hearing tornado sirens and seeing that warning pop up on your phone can be a scary feeling. Even a single tornado has been known to take out billions of dollars and hundreds of homes and businesses. While tornadoes can be unpredictable, changing with the wind in seemingly the blink of an eye, it is possible to take some precautions to keep yourself and your family safe. READ MORE >>

Thursday, January 23, 2020

Tips to Driving Safe in the Winter

Winter is a dangerous time for drivers. The sun sinks early in the day, bitter cold sweeps in and snow and sleet stick to the streets. The months between September and December have some of the highest vehicle crash deaths, followed closely by January-March. READ MORE >>

Tuesday, December 31, 2019

Understanding the 80% Rule for Homeowners Insurance

Insurance is a confusing business with multiple facets, rules and nuances. Home insurance is one necessity that has more complicated rules. When considering an insurance policy, it’s important to understand the 80% rule in home insurance. In some instances, insurance companies won’t cover the entire cost of damages caused by covered perils. READ MORE >>

Wednesday, November 20, 2019

Is Insurance More Expensive For Older Cars?

Older cars have more breakdowns. As such, need more repairs and maintenance, and there's always the worry that they might not get you from point A to point B. The good news is that, while they may cost you a little more at the repair shop, they tend to cost less when it comes to auto insurance. READ MORE >>